Easy access to SME loans of up to 250,000 Swiss francs.
There’s been some movement in the Swiss banking market—which isn’t always good news for business owners. The media is currently discussing how it has become more difficult for business owners and SMEs to obtain loans. However, with its new product, Boost, wallee is now making it easier for its customers to access exactly these kinds of loans.
Liquidity That Grows Alongside Swiss SMEs
The Swiss banking market is undergoing a major transformation. Due to the consolidation of the major banks, there are now fewer providers offering corporate loans—and those that remain are scrutinizing applications more closely, calculating risks more cautiously, and demanding more collateral. For larger companies, this often means higher costs and dealing with multiple banking partners instead of just one. For small and medium-sized enterprises, it means something even more fundamental: the path to securing a loan has become more difficult, especially when capital is needed on short notice. This hits SMEs where it hurts. Even if an application takes weeks to process, day-to-day business operations don’t come to a standstill: invoices are due, suppliers want to be paid, and seasonal peaks must be pre-financed.
Access to credit will become much easier
wallee Boost makes it easier for Swiss SMEs to access business loans—with a credit line of up to 250,000 Swiss francs. As an existing wallee customer, you don’t start from scratch: Some of the required data is already available through your use of our portal and provides the basis for an initial risk assessment. Customers can expect a fully digital application process and can submit all necessary documents with just a few clicks. Based on this information, the potential loan amount and terms are then determined. For you as a business owner, the process is digital, always transparent, and available quickly.
Once approved, available at any time
The real game-changer becomes apparent after approval. Once the credit line is approved, disbursements are made flexibly, tailored entirely to your needs. You can request individual tranches in the amounts you need directly through the platform—liquidity at the click of a button, with full control over timing and amount:
- You only download what you actually need
- You decide when the need arises, not weeks in advance
- An approved credit line remains available in the background as a liquidity reserve, even if you don't use it right away
In day-to-day business operations, this makes a real difference. The supplier wants payment in advance, the off-season is putting a strain on the budget, or a shipment of goods is available at a bargain price: Instead of initiating a financing process every time, you can draw on a credit line that’s already in place. This means it’s always worth applying for existing customers—they secure liquidity just in case.
An Overview of the Benefits
- Easier access: An initial risk assessment is already available—this streamlines the application process
- Digital Process: You can complete the application and processing 100% online. Get started right away.
- Credit line of up to 250,000 Swiss francs: A predictable liquidity reserve in the background
- Flexible access: Once approved, draw down tranches in any amount you choose with a single click
- Favorable Terms & Repayment: Customized fees tailored to your actual needs
- Everything in one place: payment processing and access to financing through the wallee portal
Apply for your SME loan now through wallee Boost
The landscape for business loans in Switzerland has changed, and the traditional route has become more time-consuming for SMEs. wallee Boost picks up right where your business is already active: Get access to business loans directly through the wallee portal. Digital, simple, and fast. Less hassle getting started, more flexibility in your day-to-day operations. Get started right away:
